Board advisory. Fintech policy. Digital execution.
Digital and fintech adviser to boards, regulators and financial institutions.
Ethel works with boards, regulators, banks and public institutions to turn high-stakes digital decisions into structured and delivered programmes.
The work can start as a board briefing, strategic review or policy advisory engagement, and continue into programme design, partner alignment, implementation support and delivery.
Featured & published
Ethel Cofie’s writing and perspective on African technology, women’s leadership and emerging-market innovation have appeared across global media, including CNN, BBC, WIRED UK and her FT.com conversation, Africa should not copy and paste Silicon Valley.
Chair, Technology & Innovation CommitteeOld Mutual Ghana
Board memberGhana Investment Fund for Electronic Communications
CEOEDEL Technology Consulting
ConvenerFuture of Finance Dialogues Africa
From decision to delivery
For institutions that need more than advice and more than a vendor.
Some institutions need a board briefing. Others need help turning a digital decision into a structured programme. Ethel’s work can start with strategic advice and continue into programme design, partner alignment, implementation support and delivery. Future of Finance Dialogues Africa is one of the platforms through which this market intelligence, policy dialogue and institutional convening work comes to life.
Strategic digital decision reviews
Fintech policy and regulatory positioning
Digital infrastructure programme design
Implementation support and delivery
Partner, vendor and stakeholder alignment
Policy-market dialogue design and moderation
Where the work shows up
Advisory built for institutions that cannot afford digital theatre.
Digital theatre is when an institution has an AI strategy, fintech partnership or transformation programme before it knows who owns the risk, what regulation permits, whether the data is usable, how the board will oversee it and who is accountable when it fails.
Clients usually call when the question has moved beyond “what technology should we buy?” The real decision is whether to approve, govern, fund, partner, regulate, pause or walk away.
Board-level technology oversight
Technology and innovation governance for regulated financial services, including board-level questions on digital resilience, transformation risk, investment decisions and accountability.
Example: Old Mutual GhanaPublic digital infrastructure and inclusion
Governance work connected to connectivity, digital access, infrastructure financing and the institutional choices behind national digital inclusion.
Example: Ghana Investment Fund for Electronic CommunicationsInstitutional systems and assurance
Technology advisory for institutions that need stronger internal systems, controls and standards-readiness, including support for ISO-aligned technology and information-security requirements.
Example: STAR-Ghana FoundationFinancial-sector market intelligence and Future of Finance convening
Through Future of Finance Dialogues Africa and related institutional work, Ethel convenes banks, regulators, fintechs, insurers, payment providers, investors and infrastructure actors around open banking, digital payments, virtual assets, stablecoins, digital trust and market infrastructure.
Examples: Future of Finance Dialogues Africa · Bank of Ghana ecosystem conversations · DBG ICT and Fintech workThe work helps institutions answer:
- What is the actual decision in front of us?
- Is this a board issue, management issue, regulator issue or market-positioning issue?
- Who owns the risk if this fails?
- What should be governed before money is spent?
- What should we fund now, sequence later or avoid entirely?
In the room
Where the work happens.
Boardrooms, policy tables, media moments and high-level convenings across Africa's digital finance and innovation ecosystem.
Convening power
Bringing finance, technology and policy leaders into one room.
Global policy rooms
Participating in high-level global policy and leadership conversations.
Public voice
Translating digital finance and innovation for wider audiences.
Global endorsements
Recognition from leaders and institutions.
Public acknowledgement, institutional trust and media recognition across technology, leadership and financial innovation.
“It is people like you who inspire me and inspire us.”Michelle Obama
“Thank you to Ethel and her team for convening such a consequential conversation.”Governor of the Bank of Ghana, Future of Finance Dialogues
“Women like Ethel Cofie of Ghana have taken risks, failed, learned from good mentors, started all over and succeeded.”Penny Pritzker
Future of Finance Dialogues Africa
A high-trust market intelligence platform for Africa's financial future.
Future of Finance Dialogues Africa convenes regulators, central banks, fintech leaders, banks, insurers, policymakers and infrastructure actors to examine the choices shaping Africa's financial systems.
- Executive briefings and synthesis reports for decision-makers.
- Invite-only rooms where innovation and financial stability can meet earlier.
- Market intelligence on open banking, virtual assets, digital trust, AI, payments and regulatory architecture.
Point of view
Africa's digital future will not be won by slogans. It will be won by institutions that can build, govern and execute.
Thinking and public voice
Clear writing for leaders making difficult digital decisions.
Essays, briefings and commentary for boards, regulators, founders, operators and women leaders shaping Africa's digital economy.
Foundational rails are now economic strategy.
Identity, data, interoperability and trust systems determine how digital markets scale.
Read the essay ↗Stablecoins need an intersection between innovation and stability.
The strategic question is how African institutions engage new rails without losing control of financial systems.
Read the essay ↗Technology risk is now board business.
Boards need sharper oversight of AI, data, cybersecurity, vendor risk, digital transformation and innovation portfolios.
Read the essay ↗Leadership is not only representation. It is authority.
The next women-in-tech conversation must include boards, capital, policy, infrastructure and institutional power.
Read the essay ↗Institutional enquiries
For digital decisions that need judgement, governance and execution.
For board advisory, institutional strategy, executive briefings, keynote speaking, policy-market dialogues, Future of Finance partnerships and regulated-sector digital transformation.